Credit Risk Decision Analyst (Luxembourg)

🌍 Remote, USA 🚀 Full-time 🕐 Posted Recently

Job Description

    We are seeking a Credit Risk Decision Analyst to design credit risk strategies for Satispay products, with a strong focus on BNPL. The role will involve quantifying credit risk, turning insights into decisions, and helping to define our risk appetite, while collaborating closely with teammates to deliver data-driven solutions.Requirements
  • 2–5+ years in credit risk policy development (BNPL/short-tenor, SME/consumer, or trade credit)
  • Strong credit judgment: Can read liquidity, leverage, and cash-flow quality and connect them to limits, terms, and follow-ups
  • Technical skills: Working Python (pandas/numpy) and SQL skills to pull/clean data and ship repeatable analyses and reports
  • Communication skills: Clear, structured communication; short memos, crisp recommendations, and constructive collaboration within Finance and with Product/Data/Ops
  • Operating mindset: Organised, documentation-first mindset; decisions and exceptions are review-ready
  • Risk ownership: Experience defining or operating risk appetite and simple decision thresholds
  • Analytics enablement: Familiarity with BI tools (Looker/Metabase/Tableau) and versioned scripts/notebooks
  • Testing mindset: Comfort running small tests (e.g., threshold tweaks) and measuring impact
  • Benefits
  • Unlimited paid time off
  • Psychological support & mental health webinars with Serenis
  • Flexible hybrid working system
  • Extended parental leave
  • Childcare leave
  • Professional development programmes
  • Internal mobility program
  • Language classes with Preply
  • Internal workshops & training
  • Stock Option Plan (with additional grants often provided based on performance)
  • International relocation support
  • Competitive salary
  • Meal vouchers

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